Centric Wealth

your interests, our focus

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Our Board

   

Terry Paule, Chairman

As a co-founder of several successful business ventures and Chairman of the Findex Group Board, Terry has amassed 30 years experience in both the business world and as a financial adviser. He has a proven track record in establishing strong operational frameworks, systems and processes, procedures, people recruitment and the ability to manage the implementation process necessary to successfully corporatise, market and brand these companies.

Terry has held various directorships over the years including Chairman of Associated Planners Management Pty Ltd, other business groups, sporting organisations and also obtained a Bachelor of Arts from Monash University in 1983. In 1998, Terry and his business partners purchased Lemnos Foods after the previous owners employed him (then a partner and advisor at Financial Index Australia) to develop a strategy to sell the business. After more than 13 years of successful business management, Lemnos was sold in late 2010 to a large French owned conglomerate.

Terry is currently the CEO of My Co Pty Ltd which was established to focus primarily on opportunities in the global food sector. Recent expansion in this sector has seen the opening of offices in Hong Kong and Melbourne, as well as the establishment of Jakarta based joint venture PT MYNU Indonesia, in which Terry is an executive director.


              

 

Spiro Paule, Executive Director

After graduating from University some 30 years ago with a Bachelor of Jurisprudence from Monash University, Spiro entered the Financial Services industry. Whilst working as an Adviser with Legal and General UK Financial Services and later moving to Aetna - a US health care benefit company, Spiro obtained a Diploma from the Australian Insurance Institute. In 1984 however Spiro interrupted his advisory career to pursue three years of corporate management experience with Aetna, where he performed a number of regional and state management roles.

In 1987, Spiro decided to resume his advisory career, going into business with brother Terry Paule. With a desire to provide an ‘Index of Financial Services’ and to help clients achieve their goals more efficiently by procuring all their service needs in one place, Financial Index was born.
Today, Spiro is the Chief Executive Officer of the newly formed Findex Group and also sits on its board in a Managing Director role.

As CEO, Spiro oversees operations as follows:

  • The planning, directing, coordinating and controlling of the Findex Group’s daily operations
  • Coordinating preparation of all Findex Group budgets for Board approval
  • Monitoring revenue and expenditure relative to the approved budget
  • Overseeing the development of standards and procedures to be implemented by the group
  • Providing all Directors with a monthly financial report and detailed quarterly management accounts and summary
  • Overseeing the further development of the YGM system for future enhancement of the Group’s business model
  • Observing all actions necessary to deliver the Findex Group core ideology and key behaviours

In addition to his roles as CEO and Managing Director, Spiro finds time to continue with some of his client advising duties as well as partaking as a Fellow of the Australian Institute of Management (FAIM)



 

Tony Roussos, Executive Director

Following the completion of a Science degree majoring in Applied Math and Statistics at Monash University, Tony entered the financial services industry in 1992 as part of a business traineeship with Financial Index. He has operated as a fully licensed Financial Adviser since 1999, and has headed various national committees including the Financial Planning Association (FPA) Education Task Force and Chairman of DFP 3 and 7 (Fundamental and Advanced Investment Planning).

After gaining his initial Financial Planning qualifications, Tony went on to complete a Masters in Business Administration (MBA). He also served as a senior lecturer for The Securities Institute and FPA.

As Financial Index Wealth Accountants Chief Operations Officer and Company Director, Tony plays an integral role in implementing FIWA’s growth strategy. Subject to the immediate direction of the CEO, his responsibilities include:

  • The general management of FIWA’s operations affairs in accordance with all Business Plans developed or approved by the Board.
  • Liaising with and directing staff to achieve the established business and operational goals.
  • Executing the responsibilities of a Company Director according to lawful and ethical standards set by the Findex Group Board.

Tony places a high importance on building and maintaining enduring relationships with his staff and clients. He believes that a consistent, value added service is essential to this process.


           
   

Michael Wilkins, Executive Director

Beginning his Financial Services career as a Principal of the Associated Planners Group, Michael developed a passion for building enduring client and business relationships. Placing a value on education, Michael holds a Diploma of Financial Planning and has a Masters of Business Administration (MBA).

As one of Findex’s early acquisitions, Michael has been responsible for building a strong and dynamic adviser force for the business. As Findex’s Chief of Adviser Services, his responsibilities include:

  • Managing the group’s advisory force, spanning across a suite of service offerings (financial planning, risk, lending and corporate benefits).
  • Assisting advisers in the management of their client relationships and service offering.
  • Continually develop new concepts and enhanced products for advisers to offer clients.

With over 25 years industry experience, Michael specialises in all aspects of financial planning for individual and business clients and holds an Executive Director role on Findex’s Board.




 

Philip Hart, Director

After establishing his own practice in 1983, Philip expanded his business throughout Victoria and across state boundaries. Phil's practice became acknowledged as a specialist in investment strategies and business risk insurance, and the acquisition of an office in Brisbane in the late 90s proved to be a forerunner to the Financial Index Australia (FIA) growth by acquisition strategy on a national basis.

In 2001, Philip became a founder of the Financial Index Australia through a merger with Spiro and Terry Paule. Whilst rapidly growing in size, the organisation made it a priority to maintain a solid 'grass roots' relationship with clients. Philip and all of the FIA directors and shareholders continue to service clients personally and regard personal service as a cornerstone of the business.

Philip’s appetite to continually improve the services offered to clients is shared by the entire FIA organisation. Philip heads the investment strategy department of the company and in his role as Chief Investment Officer oversees asset allocation, fund manager selection and mandate implementation. Philip holds a Diploma in Financial Planning (Deakin University) and is a Certified Financial Planner.




 

Niraj Javeri, Director 

joined KKR in 2010 in New York, and relocated to Sydney in 2013. Previously, he was with One East Partners in London and New York, where he invested across industries in event-driven and value equities, distressed debt, and private deals. Prior to that, he worked at Goldman Sachs & Co in the Principal Investment Area (PIA) where he worked on private equity investments, and at Deutsche Bank in both the Leveraged Finance and Technology investment banking groups. Mr. Javeri received a B.S. from Cornell University in Electrical and Computer Engineering, and an M.S. from Stanford University in Management Science and Engineering.


           

 

Marshall Allen, Director

Marshall began his investment banking career in the 1991 UK recession working on UK Leveraged and Acquisition Financing for Dai-lchi Kangyo Bank (the precursor to Mizuno). During this time he worked on several steering committees of poorly structured and over geared buyouts of the 1980s as well as some of the most successful buyouts of the 1990s. During this period, he developed a taste for contrarian investment philosophies which still hold to this day.

Returning to Australia in 1994, with Bain & Company (ultimately to become Deutsche Morgan Grenfell Australia) in a time when there was almost no institutional Private Equity in Australia, he arranged Research and Development funding for Western Australian corporates. A 2 year secondment in 1997 to Asia by Deutsche Bank, ultimately became 8 years between Hong Kong and Singapore with Deutsche, Societe Generale and equity derivatives boutique Credit Agricole Lazard Financial Products (as Deputy Managing Director for Asia).

In 2004 he returned to Perth to re-establish ANZ's Private Equity business in Western Australia overseeing numerous investments including the origination, management and exit of the management buyout of Nomad Building Solutions Ltd and the investment in ThinkSmart Limited; two of the Group's most successful investments.

In an banking and investment career of over 20 years he has invested in, arranged or managed over USD 2 billion in investments for multi-nationals, or corporate and institutional Investors spanning UK, Singapore, Hong Kong, Taiwan, PRC, India, Korea, Philippines and Australia.

​A native of Perth, Marshall was educated at the University of Western Australia (BCom) and Cornell University (MBA).