Protect Your Assets

Commercial and Industrial

Commercial and Industrial - Protecting against losses involving assets and business interruption arising from physical loss or damage to the property used in your business.

Marine - covering the risk of loss of ships and vessels - Marine Hull, and the risk of loss to property and goods in transit.

Marine Cargo - this insurance is divided into inland marine, covering property and good in transit between locations without requiring sea transport and ocean marine, which covers property and goods subject to a sea voyage.

Motor Fleet - Either comprehensive, third party property damage plus fire and theft or third party property damage only.

Electronic Equipment - covering the physical loss or damage, including mechanical or electrical breakdown to computing equipment and loss due to interruption to the business as a result of loss, destruction or damage by a insured peril.

Engineering - covering the unforseen mechanical or electrical breakdown of plant and machinery. The policy can be extended to cover consequential loss from interruption to the business following such a breakdown.

Prestige Home and Contents Insurance - home and contents coverage for executive homes. The minimum requirement for this insurance is that the building sum insured is $500,000 and contents be $200,000.

Home

• No Claim forms are required.
• No alarm or lock warranties.
• A complimentary professional building appraisal.
• Extended Replacement cost (i.e. The building coverage is not limited to the sum insured in the schedule).
• Other permanent structures cover automatically included for up to 20% of the building sum insured.
• Landscaping included for 5% of the building value, up to $5,000 per plant.
• Debris removal included up to 20% of the building sum insured.
• Lock replacement included up to $2,500 if keys are lost or stolen.
• Extra living expenses for an unlimited amount for up to 12 months.

Contents

• Replacement cost on all contents.
• Cash settlement available at the client’s option.
• No special limits of fine art, electronic and sporting equipment, computers and cameras.
• Special limits do apply to Legal Tender , Securities , Trailers , Watercraft , Furs , Plated Ware , Collectable Stamps/Coins/Medals , Guns (See Policy)
• Jewellery and Watches limit $50,000 any one loss with a item limit of $25,000.
• Worldwide coverage.
• No unoccupancy clause.
• Business Property limited to $25,000

If you would like to discuss or find out more about protecting your assets please contact one of our Advisers or email info@centricwealth.com.au

Read more about Protecting Your Assets

Protect Your Home and Contents
Our Insurance Advisers