Winds of change: Refining the fixed income playbook for 2024

InvestingMarketsMarket TrendsMarket InsightsGlobal Market OutlookGlobalGlobal Economy
Author: Franklin Templeton

Christy Tan, Investment Strategist at Franklin Templeton Institute explores frameworks that assess the risks and opportunities in different investment pathways, encouraging the building of portfolios oriented around agility, resilience, and growth while navigating the uncertainties and opportunities in global fixed income landscape.


12 March 2024

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We believe that navigating the uncertainties and opportunities in global fixed income in 2024 will require a nuanced and dynamic approach, involving a combination of prudence, adaptability and foresight.

Geopolitical tensions are increasingly at the forefront, with ongoing conflicts and global power rivalries intensifying. The protracted Russia–Ukraine war, along with the evolving dynamics in US–China relations, are pivotal in this regard.

Moreover, the urgent need to expedite the transition to a low-carbon economy to mitigate the severe impacts of climate change presents new challenges. Concurrently, corporations and governmental bodies are compelled to adapt and revise their strategic frameworks to address the rapid evolution of generative artificial intelligence (AI) and other technological advancements, coupled with the increased risk of cyberattacks.

At the same time, macroeconomic factors like rising inflation and potential recessions further complicate matters. The prolonged period of inexpensive capital that prevailed since the global financial crisis has ended, and we have returned to a milieu of higher real interest rates. This shift toward a sustainably higher cost of debt, combined with an increase in debt maturities and a likely slowdown in economic activities in 2024, has refocused attention on the essentials of credit fundamentals and liquidity analysis. On top of this, financial markets themselves are evolving rapidly, with new asset classes and complex derivative instruments adding layers of uncertainty.

Faced with this situation, investors must navigate a precarious path. Staying invested is crucial to meet their long-term objectives, but doing so blindly in volatile markets can be disastrous. Conversely, excessive focus on liquidity sacrifices potential returns and might not ensure enough reserves for unexpected emergencies. This delicate equation becomes even more intricate when considering specific mandates, risk tolerances, and investor profiles.

Navigating this complex landscape requires a multi-pronged approach. This intricate environment demands a nuanced and forward-thinking approach from debt market issuers and investors, emphasizing the importance of agility, comprehensive risk assessment, and strategic foresight.

Navigating the fixed income frontier

The strategic intersection, or “ikigai,” of fixed income investing in 2024 lies where the understanding of the fixed income cycle, current market pricing, and inflation trends converge. We believe this nexus is vital for crafting well-informed investment strategies that adeptly navigate the complexities of the financial landscape.

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WHAT ARE THE RISKS?

All investments involve risks, including possible loss of principal.

Equity securities are subject to price fluctuation and possible loss of principal.

Special risks are associated with investing in foreign securities, including risks associated with political and economic developments, trading practices, availability of information, limited markets and currency exchange rate fluctuations and policies; investments in emerging markets involve heightened risks related to the same factors. Sovereign debt securities are subject to various risks in addition to those relating to debt securities and foreign securities generally, including, but not limited to, the risk that a governmental entity may be unwilling or unable to pay interest and repay principal on its sovereign debt. To the extent a strategy focuses on particular countries, regions, industries, sectors or types of investment from time to time, it may be subject to greater risks of adverse developments in such areas of focus than a strategy that invests in a wider variety of countries, regions, industries, sectors or investments. China may be subject to considerable degrees of economic, political and social instability. Investments in securities of Chinese issuers involve risks that are specific to China, including certain legal, regulatory, political and economic risks.

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This material is intended to be of general interest only and should not be construed as individual investment advice or a recommendation or solicitation to buy, sell or hold any security or to adopt any investment strategy. It does not constitute legal or tax advice.

The views expressed are those of the investment manager and the comments, opinions and analyses are rendered as at publication date and may change without notice. The information provided in this material is not intended as a complete analysis of every material fact regarding any country, region or market. All investments involve risks, including possible loss of principal.

Data from third party sources may have been used in the preparation of this material and Franklin Templeton ("FT") has not independently verified, validated or audited such data. FT accepts no liability whatsoever for any loss arising from use of this information and reliance upon the comments opinions and analyses in the material is at the sole discretion of the user.

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Investments entail risks, the value of investments can go down as well as up and investors should be aware they might not get back the full value invested.